Terms of Service - WV-App

These terms of service (“Agreement”) set forth the general terms and conditions of your use of WV-App and the wv-app.com website (“Website” or “Service”) and any of its related products and services (collectively, “Services”). This Agreement is legally binding between you (“User”, “you” or “your”) and this Website operator, WV-App Pty Ltd (“Operator”, “we”, “us” or “our”). By accessing and using the Website and Services, you acknowledge that you have read, understood, and agree to be bound by the terms of this Agreement.

You may access and use WV-App to manage your personal or family portfolios and you are responsible for all activity on your account including your ability to share access to your data with third-parties.

Table of contents

  1. Accounts and membership
  2. User content
  3. Backups
  4. Links to other resources
  5. Prohibited uses
  6. Intellectual property rights
  7. Disclaimers and data accuracy
  8. Assumption of risk

1. Accounts and membership

You acknowledge that you are solely responsible for the accuracy of data that you enter into WV-App and all results and analysis extracted from WV-App. We have no intellectual property rights in the data input or loaded by you into WV-App, other than to hold and make it available for the purposes contemplated by these Terms of Service or for which it was provided.

You are responsible for maintaining the security of your account and you are fully responsible for all activities that occur under the account and any other actions taken in connection with it. We may monitor and review new accounts before you may sign in and start using the Services.

You are responsible for the activity on your account including information uploaded or connections created by you or others who either have access to your login credentials or have been given third-party access by you. If you learn of any unauthorized access to your account, please contact us immediately.

2. User content

We do not own any data, information or material (collectively, “Content”) that you submit on the Website in the course of using the Service. You shall have sole responsibility for the accuracy, quality, integrity, legality, reliability, appropriateness, and intellectual property ownership or right to use of all submitted Content.

3. Backups

We are not responsible for the Content residing on the Website. In no event shall we be held liable for any loss of any Content. It is your sole responsibility to maintain appropriate backup of your Content.

4. Links to other resources

Although the Website and Services may link to other resources (such as websites, mobile applications, etc.), we are not, directly or indirectly, implying any approval, association, sponsorship, endorsement, or affiliation with any linked resource, unless specifically stated herein.

5. Prohibited uses

In addition to other terms as set forth in the Agreement, you are prohibited from using the Website and Services or Content for any unlawful purpose, to violate any regulations, rules, laws, or local ordinances, or to infringe upon intellectual property rights.

You may not link your account to any automated services without prior authorisation from us. We are not obliged to grant such permission especially where there are potential security issues or the risk of abnormal loads on our services and infrasructure.

6. Intellectual property rights

You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service(s) or access to theService(s) without the express written permission by us.

“Intellectual Property Rights” means all present and future rights conferred by statute, common law or equity in or in relation to any copyright and related rights, trademarks, designs, patents, inventions, goodwill and the right to sue for passing off, rights to inventions, rights to use, and all other intellectual property rights.

7. Disclaimers and data accuracy

No Financial Advice: WV-App does not provide financial advice. Always consult a qualified financial professional before making any decision or taking any action regarding your finances. Any information, summaries, analytics, or projections provided by WV-App are for general informational and organisational purposes only and should not be relied upon as the basis for investment, legal, tax, or other financial decisions.

Data Accuracy Warning: All stocks, shares and property data, valuations, and market statistics displayed on WV-App are computer-generated estimates produced from market inputs, valuation models, and third-party data providers. They may contain significant errors, be outdated, or not reflect actual market conditions. You must independently verify all information before relying on it for any purpose.

To the maximum extent permitted by applicable law, the Service is provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied. We make no representations about the accuracy, completeness, or timeliness of data displayed across the Service.

Data may be delayed, incomplete, or incorrect. You should always verify important portfolio balances, positions, transactions, and property valuations with your primary financial institutions and qualified professionals.

8. Assumption of risk

By using the Service, you expressly acknowledge and agree that:

  • (a) You use the Service and rely on any information obtained through the Service entirely at your own risk;
  • (b) WV-App and its operators shall have no liability whatsoever for any losses, damages, costs, or expenses you incur as a result of using the Service or relying on any data, valuations, or information provided through the Service;
  • (c) You assume full and sole responsibility for any decisions made based on information provided by the Service, including any financial losses, investment losses, opportunity costs, property losses, or other damages that may result from such decisions; and
  • (d) You waive any and all claims against WV-App arising from or related to the accuracy, completeness, timeliness, or reliability of any data displayed on the Service.

This clause does not exclude or limit any mandatory rights, consumer guarantees, or remedies that cannot be excluded under applicable consumer protection legislation (including the South African Consumer Protection Act 68 of 2008 or the Australian Consumer Law, where applicable).